Request your military transcripts from the division in which you served. The average amount of credit received by military personnel is about 14 semester hours, according to the Army/American Council on Education. Most transcripts are provided free of charge. In most cases they're processed immediately and mailed out the next working day.
Check with ACE, the American Council on Education, to see which of your experiences will turn into credits. Get the council's official endorsement. This can be done online by searching its approved courses and occupations. Go to acenet.edu/AM/Template.cfm?Section=Military_Programs .
Apply for CLEP credits--College Level Examination Program. The CLEP program allows students to take tests in subjects in which they may have college-level proficiency, and receive credit for them. CLEP credits are equal to college credits, and most schools accept them. Subject areas include natural sciences, math, social science, history, literature and humanities. This, too, can offset the amount of coursework you'll need to take, saving you money on tuition.
Once you receive your transcripts, conduct a search to find out which schools accept ACE-endorsed transfer credits, as well as CLEP credits. Find out how many credits you'll need to complete on your own. Over 2,300 colleges and universities recognize and accept ACE-endorsed transcripts, and most accept CLEP credits as well.
Make a decision as to what you're willing to put into the degree, if anything. For example, if 28 of your credits transfer into a 92-credit program, you'll have to take the remainder in coursework--but you are almost a third of the way there. Apply to the school you are interested in attending. Consider the schools that transfer in ACE and CLEP credits, leaving you with a manageable amount of coursework to finish in a reasonable amount of time.