Open a checking and a savings account, if you don't already have one, or both. While such accounts are not reported to the credit bureau, good standing with your banks means you can apply for a bank credit card. Ensure your account is never overdrawn, which can damage your credit record, and do not let others use your accounts or debit cards.
Set up utilities in your name if you live in an apartment or house outside of your college campus, and always pay your bills on time. Paying promptly and fully is reflected in your credit history, according to State University.
Have someone with great credit, such as a parent, cosign a small loan with you. As you make payments that person's good credit will be transferred to you, and will help you build credit quickly. Also, try getting a small personal loan on your own and making timely payments to establish good credit.
Apply for a department store, retail store or gasoline credit card. While they generally have higher interest rates than regular credit cards, they can be helpful when trying to establish credit. They are easier to obtain and offer lower credit limits, according to State University. Use such cards only for establishing good credit by keeping up the payments.
Apply for a secured credit card if you are still having trouble establishing credit. Secured means you deposit a certain sum into your bank account that matches your credit card limit. The bank can take this sum if payments are not met. Once you establish good standing with a secured credit card, apply for a regular credit card.