On Campus:
* Student Health Center: This is often the first stop. They can provide information on the school's health insurance plan (if one exists), explain coverage, and answer questions about accessing care.
* Student Affairs Office: This office often handles student insurance information and can direct students to the right resources.
* Financial Aid Office: They might have information on affordable health insurance options or programs that could help with the cost.
* Career Services: They might offer workshops or resources on health insurance for students transitioning to jobs after graduation.
Off Campus:
* Healthcare.gov: The official website for the Affordable Care Act (ACA) marketplace. Students can explore plans available in their area, check eligibility for subsidies, and compare prices.
* State Insurance Marketplace: Many states have their own insurance marketplaces, which may offer additional options or support.
* Employer's Insurance (if applicable): If the student has a part-time job, they should check if their employer offers health insurance.
* Parents' Insurance: Many students remain on their parents' insurance plans until a certain age (often 26). They should check their parents' policy for details.
* Private Insurance Companies: Students can research and compare plans directly from private insurers, but this can be complex.
* Independent Insurance Brokers: These brokers can help navigate the insurance market and find the best plan for an individual's needs. They usually get paid commission by the insurance company, not by the client.
Important Considerations:
* Eligibility: Students should understand the eligibility requirements for different plans, including the ACA marketplace subsidies. Income and age are often factors.
* Coverage: It's crucial to understand what each plan covers (doctor visits, hospital stays, medications, mental health services, etc.) and what the out-of-pocket costs might be.
* Deadlines: There are often deadlines for enrolling in or changing health insurance plans. Students should be aware of these deadlines to avoid gaps in coverage.
It's recommended that college students carefully compare several options before making a decision and contact the relevant office or organization directly with specific questions.