How to Use a Bank Machine

ATMs (automated teller machines), or bank machines, are computerized terminals that enable people to do their banking outside a bank, in public spaces, 24 hours a day without assistance from bank employees. The widespread availability of ATMs means convenience and saved time for users, and increased profits for financial institutions. Modern ATMs are user-friendly; they present users with clear instructions in logical sequence, enabling customers to select and perform transactions with little or no difficulty. You must provide your banking card and PIN (personal identification number) to an ATM to gain access to its services. Most ATMs have two slots on the terminal, one for your bank card and another for deposits.

Things You'll Need

  • Bank card
  • Checks, slips and money you plan to deposit
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Instructions

    • 1

      Insert your bank card (left end, with front facing up) into the card slot. Your card is drawn inside the ATM. Some ATMs requires users to swipe bank cards in a slot.

    • 2

      Press the key indicated for the language you wish to use. Note that language options are location-dependent. In Canada, for example, you have a choice of English or French.

    • 3

      Enter your PIN by pressing the appropriate keys on the ATM keypad, then press "Enter" if prompted to do so. Options will appear on the screen, each beside a key you must press to select the option.

    • 4

      Press the indicated key to select the action or transaction you wish to perform. For example, if you wish to withdraw money you may first be asked to select the account (such as savings or checking) and then the amount, by pressing the indicated keys. Note that ATMs dispense cash in multiples of a minimum amount ($20 is common).

    • 5

      Collect your money from the terminal's cash slot.

    • 6

      Select another transaction, or exit the system, by pressing the appropriate key. For example, if you wish to deposit a check you will be instructed to enter the amount of the check on the keypad, confirm the amount, seal the check and a deposit slip in an envelope provided at the terminal, and insert the envelope in the deposit slot.

    • 7

      Press the indicated key to select another transaction, or press "No" to end your session and exit the system.

    • 8

      Retrieve your bank card and any receipts from the slots on the terminal.

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