* GPA: While they don't publish a hard cutoff, a competitive GPA for both universities would generally be above a 3.0, with a higher GPA significantly improving your chances. For highly selective programs (like engineering or business), a GPA above 3.5 would be more typical among admitted students.
* SAT/ACT: The importance of standardized test scores varies year to year and depends on the applicant pool. Both universities have become increasingly *test-optional* or *test-flexible*. This means that while you *can* submit scores, you are not *required* to do so. If you choose to submit scores, strong scores will obviously help your application, but a strong GPA, extracurricular activities, and a compelling application essay can often compensate for lower-than-average test scores. It is highly recommended to check each university's admissions page for their current policy.
* Toughness: The "toughness" of a university is subjective and depends on your individual academic background and goals. Both the University of Tampa and Monmouth University are respectable institutions, but their academic rigor varies across different majors and programs. Some programs will be more challenging than others. Research the specific programs you are interested in to get a better sense of the workload and expectations.
In short: Focus on achieving the highest GPA possible, and consider your strengths in other areas like extracurriculars and essays. Check each university's website for the most up-to-date information on admissions requirements and their current testing policies. Don't let a minimum GPA cutoff deter you if your overall application is strong.