How to Apply for a State Guaranteed Student Loan

There are many state-offered programs guaranteed by the federal government, and you can search for them online. Here is how you go about applying for a state guaranteed student loan.

Instructions

    • 1

      Visit the US Department of Education, Education Resource Organization Directory (EROD). The directory lists states that offer Federal Family Education Loan Programs (FFELP).

    • 2

      Locate and click on the link to your state's website. Some links service more than one state.

    • 3

      Navigate to the section of your state's web site that pertains to student loans.

    • 4

      Click on the link for completing loan applications. You may either download the application or complete it online.

    • 5

      Complete the application. Have related income statements, bank statements and other paperwork that is required by the loan.

    • 6

      Follow up on the status of your loan.

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