Education Grants for Low Income Families

Education can be an effective way to rise above the poverty level. However, according to a 2006 National Public Radio article, children from low-income families are more likely to drop out of school, and those who drop out of school are more likely to be poor. Sometimes low-income families need some financial help to gain an education and break the cycle. Several grants provide that assistance and help defray the rising costs of tuition.
  1. Federal Pell Grant Program

    • The U.S. Department of Education offers grants for education through the Federal Pell Grant Program. Pell grants provide "need-based grants to low-income undergraduate and certain post-baccalaureate students to promote access to post-secondary education," according to the U.S. Department of Education Website. More than 5,400 institutions of higher education participate in the Pell Grant program.

      Financial need is determined by a variety of factors, including the student's income if the student is independent, the family's income and assets if the student is dependent, household size, and number of other family members attending college. The amount of a Pell Grant depends on financial need, the cost of tuition and attendance at the student's specific institution, full-or part-time enrollment status, and length of attendance.

      U.S. Department of Education

      400 Maryland Ave. SW

      Washington, D.C. 20202

      202-401-1576

      ed.gov

    Federal Supplemental Educational Opportunity Grants

    • The U.S. Department of Education offers low-income educational grants through the Federal Supplemental Educational Opportunity Grants program. To qualify, students must attend one of 4,000 participating post-secondary institutions and demonstrate "exceptional financial need," according to the U.S. Department of Education. Preference is given to Pell Grant recipients and students with the lowest expected family contribution levels. Expected family contribution levels are determined by student or family income and assets, size of household, and the number of family members also attending college.

      U.S. Department of Education

      400 Maryland Avenue, SW

      Washington, D.C. 20202

      202-401-1576

      ed.gov

    Last Dollar Grant

    • The College Bound Foundation offers the annual Last Dollar Grant program to low-income students. Last Dollar Grants are need-based awards for students whose annual family income is less than $75,000 and whose unmet education costs are more than $5,000. The grant program is open to current graduates of Baltimore City public high schools. Grants range up to $3,000 per year for up to five years. To qualify, students must contribute at least 15 percent of education costs through student loans or a work-study program.

      College Bound Foundation

      300 Water Street

      Suite 300

      Baltimore, MD 21202

      410-783-2905

      collegeboundfoundation.org

    Ohio College Opportunity Grant

    • The Ohio Board of Regents offers the Ohio College Opportunity Grant to low-income students. To qualify, students must attend a participating institution and be working toward a bachelor or associate degree or a nursing diploma. Overall family income must be less than $75,000 per year, and the expected family contribution must be less than $2,190 per year. Students can receive the grant for up to 10 academic semesters or 15 academic quarters. Awards range from a low of $48 per quarter or semester for quarter-time enrollment, to a high of $1,848 per quarter or semester for full-time enrollment.

      Ohio Board of Regents

      30 East Broad Street

      36th Floor

      Columbus, OH 43215-3414

      614-466-6000

      regents.ohio.gov

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