How to Get Student Loans for a Community College

Many students opt to attend a community college instead of a traditional four-year college. Choosing to enroll at a community college can certainly save money. However, most students still need to obtain student loans to attend. Whether it's for tuition or books, student loan funding for community colleges is available.

Instructions

    • 1

      Gather all personal records. This includes school, bank and previous year's tax return. You will need both your records and your parent's records.

    • 2

      Go to the Department of Education's website to fill out the Free Application for Federal Student Aid (FAFSA). You can complete the application and check the status of a recently submitted application (see Resources).

    • 3

      Check your eligibility. Eligibility for federal student loan programs is based on the application submitted. Once the application is processed, you will be presented with options for funding your education and the federal loan programs for which you qualify.

    • 4

      If federal student loan programs won't cover your college expenses, don't despair. Research private loan options. These options may be limited, since they are based on creditworthiness.

    • 5

      Talk to the financial aid office at the college you will be attending for more resources that may be available.

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