Review the college hardship policy and make sure you quality. In some instances, you have to be in your final year and from a developing country before you are eligible for financial hardship aid.
Act immediately. The problem isn't going to go away and the sooner you address it the better. When you bank account drops, apply for money rather than waiting to run up a credit card debt. Similarly, if you miss an exam, explain why as soon as possible.
Jot down points you need to cover and the resolution you'd like to see. If, for instance, you need to have the tuition fees waived for your final semester, record the reasons you are in a financial dilemma and explain how much money you need to resolve it.
Put it in writing. Even if you have an appointment to meet with a counselor or administrator, write a letter of hardship application that can go on file. That way, if there is ever any question about it, there is a record of the request.
Be brief. Keep your one-page letter to the point. Limit any interview you have with an administrator to 10 minutes. Don't ramble on about the hardship, as academics have heard it before.
State the problem. Stick to the issue and don't be sidetracked with blaming others for the situation. The hardship is a fact, and detailed background information is not required. If there is something the college wants to know, a staff member will ask for clarification.
Provide all relevant documents. Support your appeal for hardship with bank statements and rent receipts or a letter from the doctor. Attach copies of the documents to your letter so they are also on file.
Thank the college for considering your hardship request, both in your letter and in person. Mention that you appreciate the opportunity to present your case and that you look forward to hearing from them.