To find out how your credits would transfer, you need to:
1. Identify the specific institution: Where do you want to use your Indian bachelor's degree? A university in the US? The UK? Another country? Each institution has its own credit transfer policies.
2. Contact the institution's admissions or registrar's office: They will have the most accurate information about credit transfer and equivalency. They might require you to submit your transcripts for evaluation.
3. Consider using a credential evaluation service: Services like WES (World Education Services) or ECE (Educational Credential Evaluators) specialize in evaluating foreign credentials for universities in specific countries. They can provide an official assessment of your degree, which you can then submit to the institution you're applying to.
In short, you need to contact the specific institution or a credential evaluation service to determine the credit equivalency.