* Transfer Credits: You likely have credits from multiple institutions or programs that haven't been applied toward a specific degree. The first step is to get your transcripts from *all* institutions attended. Then:
* Find a program that accepts your credits: Contact universities and colleges and ask them to evaluate your transcripts for transfer credit. Many institutions have a transfer credit evaluation process. They will determine which of your courses will transfer and count toward a degree at their institution. Be aware that not all credits will transfer; some may be deemed equivalent to courses they already offer, while others may not meet their requirements.
* Identify degree requirements: Once you know which credits transfer, determine how many more credits (if any) you need to complete a degree. Some programs may allow you to "finish" your existing coursework toward a specific degree while others may require additional courses.
* Apply to a program: Once you understand the requirements and have a pathway, apply to the program.
* Incomplete Degree: You might have started a degree program but didn't complete it. Contact the institution where you previously studied. They can advise on how to reactivate your enrollment or potentially complete your degree.
* Non-Degree Seeking: You may have taken courses without being enrolled in a formal degree program. This usually means your credits aren't readily applicable towards a degree unless a university grants them transfer credit. You'll need to follow the transfer credit process described above.
* Credential Gaps: You might have enough credit hours, but lack specific required courses for a degree. You'll need to identify those missing courses and take them to meet the degree requirements.
In summary: The best approach is to:
1. Gather all your transcripts: This is crucial for any institution to properly evaluate your credits.
2. Research degree programs: Look at programs that align with your career goals and previous coursework.
3. Contact universities directly: Their admissions or transfer credit offices can provide the most accurate and up-to-date information on how your credits can be applied.
4. Be prepared for additional coursework: You may need to take additional courses to fulfill degree requirements, even with over 120 credits.
Don't hesitate to reach out to academic advisors at universities; they are trained to guide students through this process. Their assistance can save you time and effort in navigating the complexities of credit transfer.