What Is the Typical Insurance Coverage for a Community College?

The typical insurance found at a community college offers basic, short-term health plans. Students looking for insurance coverage while in community college must choose a particular plan, and there are special requirements to qualify for coverage.
  1. Requirements

    • Community college insurance often requires that certain conditions be met. This may include enrollment for a minimum number of credit hours or specific attendance rules.

    Features

    • Community college insurance plans tend to be fairly basic, although this can vary. Most schools offer short-term coverage that includes doctor visits along with some outpatient treatments, surgeries, hospital stays and inpatient care.

    Time Frame

    • Insurance plans for a community college usually offer coverage for one semester at a time, but some combine both semesters into an annual plan. The coverage rarely extends through the summer.

    Cost

    • As with any insurance, the cost of community college health plans depends on many factors including coverage type and plan length. Prices also vary from state to state. Students usually pay health insurance bills at the same time that they pay school tuition, but insurance is completely separate from the tuition.

    Considerations

    • Health insurance in community college tends to be pricey, and some plans offer the bare minimum of coverage. Always review all available information to obtain a clear understanding of what the health plan includes.

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