How to Find Student Financial Aid

If you dream of furthering your education and getting a degree, obtaining financial aid can help you reach your goals. Financial aid includes scholarships, grants, loans, and work-study. Some scholarships and grants are based on merit, which means you must qualify with high grades and standardized test scores. Other scholarships and loans are based on financial need. Household income and savings is considered when you apply for need-based assistance. Financial aid is available from federal, state and local sources, as well as from the institution you will be attending. Scholarships and grants are available for students who pursue degrees in specific areas, such as science and engineering.

Instructions

    • 1

      Search for information about aid that you might qualify for. Review the Free Application for Federal Student Aid (FAFSA) website for the different types of federal student aid available. See the Resources section of this article.

    • 2

      Contact the financial aid office of the schools that you want to attend to get help. Ask for information about any merit and need-based scholarships that the schools offer.

    • 3

      Ask the guidance department at your high school (if you are still in high school) for information about local scholarships from nonprofit organizations, clubs and associations. Some scholarships and grants are based on the subject area you intend to study.

    • 4

      Search the FAFSA website for the financial aid application deadline for the state you reside in. Contact the colleges you are thinking about attending for their financial aid application deadlines. Colleges and universities require that you submit a FAFSA to determine your eligibility for financial aid.

    • 5

      Gather information needed to complete the FAFSA application. For example, you will need to state your income, household members' income, savings and property that you own. Determine whether you are a dependent or are independent. FAFSA is for need-based aid such as Pell Grants, Stafford Loans and work-study. Apply online or get a copy of the application from a local college or library.

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