If you have to cut back on your classes in order to earn more money
for college, beware of dropping below half-time status (usually viewed as six credit hours per semester). To continue to be eligible for deferment of your student loans, you must qualify as at least a halftime
student. Otherwise, your student loans become due within six months, even though you're still in school.
If you're having trouble making your student loan payments, get help
immediately. Defaulting on your student loans will damage your credit far into the future and will preclude you from obtaining any additional financial aid.
Don't borrow against the future to support an unrealistic lifestyle while you are in college. Before student loans were so prevalent, college students were frugal by necessity and they graduated with much lower debt. Skimp and go without now and you'll be far ahead financially when you graduate.