Calculate your monthly income and expenditures. Allocate an affordable amount of money, and apply it toward repayment of your loan. Be realistic with the amount,
Consolidate your loans if you are paying various organizations and companies. Loan consolidation frequently offers reduced interest rates, or provides a longer pay-off period than that stipulated in your original loans.
Pay extra money anytime you can. Additional money applied toward repaying the student loan usually wont lower your monthly payments. It will reduce the outstanding balance, saving money in the long term via less interest expense.