Fill out the FAFSA form. This is one of the main ways college students go about obtaining financial aid. FAFSA can give you loan options according to your family's income.
Research the types of loans available. Make sure to look at all federal, private and other types of loans.
Look at the interest rates. The higher the interest rates, the higher your monthly payments will be.
Check for student loan programs. Sometimes companies have student loan programs that offer lower interest rates than if you were to obtain them from a separate lender.
Calculate the total amount you'll need to borrow. Things to consider are books, tuition fees, housing, meal plans, personal expenses and transportation costs.
Gather borrower responsibility forms from your lender. Go over your rights and responsibilities and be familiar with them.
Fill out loan applications. Once you've decided which loans you would like to take out, begin the application process.