Gather all loan documentation. If you need extra copies, contact your lender.
Review the documents so you know what types of loans you have. Read over the documents to see the interest rates and payment terms.
Figure out your total amount of loans and multiply the principal amounts by the interest rates.
Add those numbers and divide by 12 for a general monthly payment. This amount will change as you progress through the years.
Contact and meet with your borrower. They can help you calculate your monthly payment schedule for each payment so you can plan in advance.
Visit online amortization calculators to determine your exact monthly payments.