* Severity of the fracture: A simple, minimally displaced fracture will have far lower costs than a comminuted fracture requiring extensive surgery and rehabilitation.
* Extent of surgery required: This ranges from a simple repair to complex reconstruction involving plates, screws, or grafts.
* Length of recovery and rehabilitation: This impacts lost wages and the cost of physical therapy, occupational therapy, and other treatments.
* Pre-existing conditions: Prior knee problems can complicate recovery and increase costs.
* State-specific workers' compensation laws: Benefits and procedures vary significantly by state.
* Legal representation: The involvement of attorneys can influence settlement amounts.
* Long-term disability: The need for ongoing care or inability to return to previous work significantly impacts the final cost.
Instead of an "average," you'll find wide ranges in settlement amounts, likely spanning tens of thousands to hundreds of thousands of dollars in serious cases. To get a better understanding of potential costs in a specific situation, consulting with a workers' compensation attorney or benefits specialist familiar with the relevant state laws is essential.