College can have a major effect on your finances that can carry over well into your adult life. Many students rely on financial aid to finance their college education. Minimizing the amount you borrow by working and only using loans for necessary education expenses can reduce your obligation after graduation. Beyond that, students should know how to balance a check book and budget before leaving for college. This helps you avoid spending more than you make. College students are a big target for credit card companies. Understanding the negative consequences of debt helps students either avoid credit card offers or use cards responsibly to avoid additional debt obligations.
College is often the first time many students have lived away from the comforts of home. Arranging your dorm or apartment and visiting before move-in day can ease stress. College residence facilities often send letters with information on what to bring as well as roommate assignments. Getting in touch with roommates in advance can help you plan on which items you should bring. It can also enable you to discuss personal interests, needs and habits, which aids in feeling comfortable. Practicing doing laundry and knowing where the machines are at your new home is also important.
While college students often seek independence, they don't always contemplate the responsibilities and discipline that come with it. The ability to schedule and stay organized and disciplined can make or break a freshman's academic performance. Many students must balance school with work and social activities. Keeping a planner of your class schedule and blocking off time for study is a major benefit to strong academic performance. Without an organized schedule and dedicated study time, students can easily get caught up in the social opportunities available at college.
Enjoying the freedom of college doesn't mean you have to give up on family support. Parents often want to hear about your experiences at school and can be a great source for comfort and listening during the first few months away. Additionally, colleges have a number of employees committed to each student's experience. Meeting with faculty during the first week is a great way to connect with these key academic resources. Additionally, colleges often offer academic support centers that can assist in study skills, planning, writing and test-taking. For students who struggle with homesickness, personal counselors are also available.