Multiple options exist for degree-seeking students. The potential student must review her resources, time and money before deciding to earn an AA. Online schools offer AA programs that can be taken in the convenience of the home. The AA program offerings at local community colleges typically offer class times that cater to traditional and non-traditional students. Four-year colleges and universities do not advertise AA degrees; however, students completing the 64-credit undergraduate programs at these institutions can qualify for an AA degree.
After program selection, financing must be secured. Colleges require upfront payment for tuition, books, lab fees and other educational expenses. Federal grant programs exist for qualifying students. These are typically need-based grants based on the income of the student or the parent (if the student is a dependent). Some employers cover tuition expenses if the course work directly affects the student's job. AA degrees typically consist of general course work so employers may only cover certain courses. Student loans offer another financing opportunity. Student loans from the government typically carry a low interest rate so repayment is relatively easy.
The course work for an AA degree typically consists of general education classes. Required courses include history, biology, earth sciences, math, English and depending on the school, a foreign language. There are also electives that must be taken to complete the required number of hours. Two years is the typical time frame for completing the program. The required semester hours vary among schools; however, the average is 60. Prospective students must practice time management in order to complete the homework and prepare for tests. After graduation many colleges and universities will accept students with AA degree as juniors in a four-year program.