Find a place in your home to keep your bills. Buy a filing system that will allow you to file at least three months of your bills. You need to organize the bills to pay for the current month, the bills that are yet unpaid for the previous month and the bills that are due the next month. Give the overdue bills the most prominent spot in your filing system, and check that section before paying any bills.
If necessary, organize your bills into even more sub-folders, depending on your payment priorities. If you are having difficulty paying all of the bills that are due and need to pay a few of them late, call the company to determine its policies, both on charging late fees and on reporting late payments to credit agencies. Place the bills with late fees and/or threats of reporting late payments in the Priority 1 folder, and pay them as quickly as possible. If your creditors do not report bills as long as they are paid within, for instance, 30 days of the due date, then you can safely pay those bills late without having your credit affected.
Assign two days per month for bill paying. You might make these days the 15th day of the month and the last day of the month, but if it is less stressful, you could also designate your paydays, closest to the middle and end of the month, as bill paying days. On those two days, pull out your bills for that part of the month, pay them, and keep a record of the date and amount that you paid.
Create a separate folder of bills that you have paid, both to ensure your peace of mind and to protect yourself from payment disputes. Get into the habit of keeping your bill receipts for at least seven years. While you can throw away the extra advertising and offers, keep the payment statements, with the date and amount paid clearly marked on each. Keep a file folder for each, to make your life easier.