How to Pay Utility Bills in Banks

There's something really cool happening in the world of banking. You can do your banking and pay the bills at the same time. There are programs that you can automatically set up so that all the utility bills are paid on or before the due date. This makes it easier to have timely payments and not incur any late chargers or risk interruption of services. Once you set up the utility bills for payments, all you have to do is make sure to have the money in the bank before that date. Keep a careful checking log and enjoy this luxury.

Things You'll Need

  • Checking Account
  • Current Utility Bills
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Instructions

    • 1

      Open a checking account with any bank you choose. When setting up the account, ask about paying the utility bills every month. The bank will explain how paying your utility bills automatically from your checking account can save you time. You will also be saved the inconvenience of mailing or going to the separate utilities for paying bills in person.

    • 2

      Supply the bank officer with the account numbers for all the utilities you wish to pay. They will also need to name on the bill, address and the name of the utility. All this information is entered into your account.

    • 3

      Set up the payment date. Many banks have set dates for paying utility bills, but have other types of payment options such as pay the bill when the money is in the account. The best option is a set date so that you know what date the bill will be paid.

    • 4

      Talk to the utility companies and let them know you will be doing an automated payment from your checking account. The company will be happy to know how the payments will arrive.

    • 5

      Take the bills to the bank every month and pay the bills in person. This is another way to pay the bills, but it could be time consuming to pay each bill separately. More banks are moving away from this method and recommending automatic payments.

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