Gather the documentation of all your loans. If some are missing, contact the lender to reissue a statement.
Find the total of all your loans. Double check to make sure this includes everything.
Calculate yearly loan payments. Take the overall total of your loans and multiply it by your interest rate.
Divide your yearly amount by 12 to find your monthly payments.
Look into loan repayment plans. They include the income contingent plan, standard plan, extended plan and graduated plan.