How to Get a Student Loan to Pay For Off-Campus Housing

Just because the rent for your apartment doesn't show up on the bill from your university doesn't mean it's not a school expense. Off-campus housing can be paid for with financial aid. Here's how to get a student loan to pay for off-campus housing.

Things You'll Need

  • utility bills
  • rental contract
  • checkbook
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Instructions

    • 1

      Get a copy of your rent contract and your utility bills and any other school related expenses not included on your university bill.

    • 2

      Visit the financial aid office to talk about your situation and verify your documents.

    • 3

      Generally, you'll want to meet with a fulltime staff member rather than a student. Try to get an appointment with the cashier or counselor.

    • 4

      If you demonstrate suitable need, you can get your financial aid package altered.

    • 5

      You may need to provide the cashier's office or the financial aid office (whichever handles your bills) with a bank account number. Most universities work with direct deposit, as it is much faster and there is less paperwork. Bring in your checkbook--the routing number and your account number are written at the bottom of each check.

    • 6

      If your school sets up a direct deposit transfer, notify your bank that you will be receiving money from your school.

    • 7

      Consider applying for a loan at a private lender. While federal grants must be used on tuition and books, other lenders generally don't care what you spend the money on as long as you pay it back.

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