1. Use Clear Language: Write questions using clear and unambiguous language that is easily understandable to candidates. Avoid using jargon or ambiguous wording.
2. Define the Scope: Clearly specify the scope of the question. Provide enough context and relevant information so that candidates know exactly what they are being asked to describe or discuss.
3. Ask for Details and Explanations: Encourage candidates to provide detailed descriptions, explanations, and examples in their responses. This helps assess their understanding of the subject matter and their ability to apply concepts in different scenarios.
4. Provide Appropriate Data or Scenarios: If the question involves data or scenarios, ensure they are relevant to banking concepts or practices. Use realistic and practical examples to stimulate critical thinking.
5. Use Open-Ended Questions: Descriptive questions should generally be open-ended to allow candidates to express their knowledge and thoughts freely. Avoid questions with straightforward "yes" or "no" answers.
6. Encourage Analysis and Application: Ask questions that encourage candidates to analyze information and apply theories and concepts to real-world situations.
7. Set Time Limits: Provide appropriate time limits for answering descriptive questions. Too much time can lead to repetitive answers, while too little time may prevent candidates from providing meaningful responses.
8. Proofread Carefully: Before finalizing the questions, carefully proofread them to ensure there are no grammatical or spelling errors. Errors may confuse candidates or create misunderstandings.
9. Promote Clear Organization: Encourage candidates to organize their responses clearly. Suggest using headings, bullet points, and logical structures to enhance readability.
10. Incorporate a Variety: Vary the types of descriptive questions you ask. Some may be scenario-based, while others may require candidates to provide definitions, explanations, and critical evaluations.
11. Encourage Structured Thinking: Encourage candidates to structure their responses using an introduction, main discussion points, and a conclusion.
12. Provide Guidelines and Word Limits: If needed, provide guidelines or word limits to guide candidates in answering descriptive questions effectively.
13. Review Previous Questions: Analyze past descriptive questions in bank exams to gain insights into how these types of questions are usually structured.
By crafting well-designed descriptive questions, you can effectively evaluate candidates' knowledge, analytical skills, critical thinking abilities, and overall understanding of banking concepts and practices.