* Full-time student: A full-time student typically takes 12-15 credits per semester. At that rate, 37 credits would take approximately 2.5 to 3 semesters (or 1.25-1.5 years depending on your school's calendar system).
* Part-time student: A part-time student might take fewer credits per term, stretching the completion time significantly.
To figure out how long *your* 37 credits will take, divide 37 by the number of credits you plan to take per term.