How to Prepare Yourself for the Cost of Law School

Pursuing a law degree is a substantial investment. As interest rates for federal loans continue to increase, it is pivotal that perspective law students adequately prepare for the cost of attending law school. As students prepare to further their education, they need to take the time to develop a financial plan. While affording college tuition can be overwhelming and intimidating, there are numerous ways to reduce your law school costs.
  1. Scholarships

    • Perspective law students should study diligently for the LSAT and adequately prepare for law school essays. Take advantage of all avenues of preparation including working with a law admissions expert. Work fervently to ensure that your law school application stands out from the others. The more impressive your application is, the better chance you have at receiving merit-based aid, possibly providing you with thousands of dollars in funding.

    State School

    • If law school expenses are a major concern, consider attending an in-state public university. Although in-state tuition rates vary, attending a reputable in-state school could save you thousands of dollars when compared to a private or out-of-state school.

    Good Credit

    • Eliminate your credit card debt before attending law school. It will be difficult to pay off debt while you're a student, so address any outstanding fees. Peruse your credit report and fix any other credit problems you may have. The request for student aid could be denied if you have poor credit, so establish good credit as soon as possible.

    Budget

    • Develop a budget and only borrow funding that is of absolute necessity. Create a monthly budget sheet that will help you stick to your monthly limit. Live a lifestyle that you can afford, so you can enjoy your monetary compensation once you become a lawyer.

    Additional Resources

    • Prior to borrowing additional funding, identify any other resources that could help decrease your student loans. Many students often look to their savings, parents or other family members to help with the cost of law school. If possible, consider moving in with a family member to save money during law school.

    Keep Records

    • Keep all of your financial documents in a safe and secure place. Reviewing these documents will remind you of the cost of your law school education. Maintaining your financial documents will provide a guideline for how you should budget throughout your law school experience, helping you control your spending and minimize your debt.

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