How to Pay Student Loans Through VISTA

The Volunteer in Services to America (VISTA) program is a part of Americorps, an independent federal agency dedicated to bettering the country and its communities through volunteer service. VISTA focuses on eliminating poverty and helping better low-income neighborhoods. This program offers the ability to earn an education award to be applied to paying down qualified outstanding student loans.

Things You'll Need

  • High school diploma or GED
  • Clean criminal record
  • American citizenship
  • Legal permanent alien status
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Instructions

    • 1

      Know the VISTA volunteer requirements. You must be at least 18 years of age to volunteer in the VISTA program. A criminal history and background check also will be conducted during the application process.

    • 2

      Understand the time commitment. Unlike other Americorps programs, you must be available full-time (at least 40 hours a week) for a period of one year to qualify for an education award or end-of-year stipend payment.

    • 3

      Recognize the benefits. In addition to a $4,725 education award or end-of-year stipend payment, VISTA volunteers also may qualify for limited health care benefits, dependent child care cost-payment assistance, a modest living allowance and payment of relocation expenses.

    • 4

      Perform your volunteer service. Complete one full year of full-time service in the available volunteer program of your choice.

    • 5

      Make a decision regarding the award. You may claim either an education award or elect a year-end stipend. The dollar amounts are $4,725 for both.

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