When you fill out a Federal Application for Student Aid (FAFSA), you will compute Expected Family Contribution (EFC). This is the amount of money the government expects your family to be able to contribute to your education. If you have to take out a student loan, its amount will be the difference between the amount of money you have and your EFC.
When applying for student loans, the first task after calculating your EFC is to contact your college or visit its website for information on estimated costs. They include tuition as well as room and board, but you also have to pay for books and supplies and possibly for transportation.
If you do not plan to live on your college's campus, or if you require autonomous transportation for your classes, include the cost of a car -- along with all its attendant expenses, such as insurance -- in your student loan application. If your school verifies your estimated transportation costs as legitimate, student loan companies will help you with them.
You may be able to obtain a transportation-specific student loan directly from a car manufacturer as well as from banks and student loan organizations. Speak with your school's staff and your loan officer for more information, and investigate the student options provided by the manufacturer of your car of choice.