* Banks and building societies: Some banks and building societies offer self-certification mortgages to people who are self-employed or have irregular income. However, the interest rates on these mortgages are often higher than on other types of mortgages.
* Online mortgage brokers: There are a number of online mortgage brokers who offer self-certification mortgages. These brokers can help you to compare interest rates and terms from different lenders and find the best deal for you.
* Specialist mortgage lenders: There are a number of specialist mortgage lenders who cater for people with complex income arrangements, such as self-employed people or people with bad credit. These lenders may be more flexible with their lending criteria and may offer lower interest rates than banks and building societies.
It is important to do your research before applying for a self-certification mortgage to ensure that you get the best possible deal. You should compare interest rates and terms from different lenders, and make sure that you can afford the monthly repayments.