1. Banks and credit unions: Most major banks and credit unions in Canada offer education loans. Some popular options in Montreal include:
- National Bank of Canada
- Royal Bank of Canada
- Desjardins Group
- Caisse populaire Desjardins
2. Government student loans: The Canadian government offers various student loan programs through the Canada Student Loans Program (CSLP). These loans are based on financial need and do not require a co-signer. Applications for CSLP loans can be made through the National Student Loans Service Centre (NSLSC).
3. Provincial student loans: The Quebec government also offers student loans through the Ministère de l'Enseignement supérieur (MES). These loans are available to Quebec residents attending designated educational institutions.
4. Private lenders: Some private lenders in Canada specialize in providing education loans, such as:
- The Canadian Scholarship Trust Foundation (CSTF)
- EduFund
- Global University Systems Canada (GUS)
5. Crowdfunding: Some students use crowdfunding platforms such as GoFundMe or Indiegogo to raise funds for their education.
6. Employer-sponsored loans: Some employers may offer loans or tuition assistance programs to employees pursuing higher education.
Note:
Before taking on any loans, carefully consider your financial situation and the terms and conditions offered by each lender. Compare interest rates, fees, and repayment options to make an informed decision. It may be beneficial to speak with a financial advisor or career counselor for personalized guidance on financing your education.