What is an example of a credit reference?

A credit reference is a document or statement that provides information about an individual's or business's credit history and creditworthiness. It is typically issued by a credit bureau or credit reporting agency and contains information such as the individual's or business's credit score, payment history, outstanding debts, and any history of bankruptcies or defaults.

An example of a credit reference is a credit report. A credit report is a detailed document that provides a comprehensive overview of an individual's or business's credit history. It includes information such as the individual's or business's credit score, payment history for different types of credit accounts, outstanding debts, any bankruptcies or defaults, and any public records related to credit, such as judgments or liens. Credit reports are typically used by lenders and other creditors to assess the creditworthiness of potential borrowers or customers.