Is there any subject that covers basically the life skills you need to know by time eighteen--like renting an apartment or using a credit card. If so where can I find resources?

There isn't one single subject that comprehensively covers all the life skills needed by age 18, but several subjects and resources touch upon different aspects. The skills you mention fall under several categories:

1. Personal Finance: This is the closest single subject area. Courses on personal finance, often offered in high schools or community colleges, cover budgeting, saving, investing, credit cards, loans, and renting.

Resources for Personal Finance:

* High school curriculum: Check your school's course catalog. Many schools now include personal finance as part of their curriculum, often within math or social studies departments.

* Community colleges: Community colleges often offer affordable personal finance courses for both credit and non-credit.

* Online courses: Platforms like Coursera, edX, Khan Academy, and Udemy offer numerous free and paid personal finance courses. Look for courses focused on budgeting, credit, debt management, and investing.

* Nonprofit organizations: The National Endowment for Financial Education (NEFE) and other non-profits offer free resources and workshops.

* Books: Many books are available on personal finance for young adults. Look for books aimed at teenagers or young adults.

2. Consumer Education: This area covers understanding consumer rights, making informed purchasing decisions, avoiding scams, and managing contracts.

Resources for Consumer Education:

* Government websites: The Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB) have websites with valuable information.

* Libraries: Libraries often have books and resources on consumer rights and responsibilities.

3. Independent Living Skills: This encompasses a broader range of skills, including cooking, cleaning, laundry, home maintenance, and basic health and safety.

Resources for Independent Living Skills:

* Family and friends: Learn from family members or friends.

* Online tutorials: YouTube and other platforms have countless videos demonstrating practical life skills.

* Books: Many books provide step-by-step guides to household management.

4. Legal and Civic Education: Understanding basic legal rights and responsibilities, as well as civic duties, is also crucial.

Resources for Legal and Civic Education:

* High school curriculum: Government and civics classes often cover these topics.

* Online resources: Government websites provide information on legal rights and responsibilities.

In summary: You won't find a single "Life Skills 101" course, but by combining resources from personal finance, consumer education, and independent living skill guides, you can build a comprehensive understanding of the essential skills needed for adulthood. Start by looking at your high school's course offerings and then supplement with online resources and books. Don't be afraid to ask family and friends for guidance too.

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