Divide your confidence level by 2. If your confidence level is 95%, your answer will be .4750.
Look in the Z table for .4750. If your exact number is not present, then take the one closest to it.
Find the corresponding number in the row at the far left column, which is 1.9.
Find the corresponding number in the column at the top, which is 0.06.
Add the two together and you have 1.96. This is an absolute value and is correctly identified as +/- 1.96%.
Multiply 1.96 by 2. The result is 3.92.
Subtract .0392 from 1 and you have 96.8%, which is the area of the bell curve covered by the critical value.