What do you call an institute that gives out loans?

There isn't one single name. The term depends on the type of loan and the institution:

* Bank: This is the most common type of institution that provides various loans, including personal, auto, and mortgage loans.

* Credit Union: Similar to a bank, but typically member-owned and often offering lower interest rates.

* Mortgage Company: Specializes in mortgage loans.

* Finance Company: Often lends to individuals with less-than-perfect credit, typically at higher interest rates.

* Payday Lender: Provides short-term, high-interest loans, often tied to a borrower's next payday. These are generally considered predatory lending.

* Savings and Loan Association (S&L): Historically focused on mortgages, though their roles have evolved.

So, the best answer depends on the *context*. You'd need to specify the type of loan to give a more precise name.

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