* Your creditworthiness (if you're a co-applicant): If you have a co-applicant (typically a parent or guardian), their credit history and income will be a major factor.
* Your academic record: Your past academic performance will be reviewed.
* The course you're pursuing: Some courses might be viewed as more lucrative and therefore carry less risk for the bank.
* The loan amount: The larger the loan amount, the higher the risk for the bank.
* The reputation of LPU: While LPU is a known private university, banks will assess its reputation and placement record.
* The bank's internal policies: Each bank has its own lending criteria and policies.
In short: LPU's admission letter is a necessary part of the application, but it's not a guarantee of loan approval. You'll need to meet the bank's overall eligibility requirements. It's best to contact several banks directly to inquire about their specific policies and requirements for education loans for students attending LPU. You should also prepare a strong application showcasing your academic merit and financial responsibility (if applicable).