* Naomi: The young protagonist who is struggling to cope with her mother's illness and the potential loss of her family home.
* Mama: Naomi's mother who is battling a serious illness and facing the possibility of losing their home.
* Papa: Naomi's father, who is trying to support his family through a difficult time.
* Ms. Lewis: Naomi's school teacher who provides support and encouragement.
* J.T.: Naomi's best friend who offers her a place to stay when she needs it.
* Grandmama: Naomi's grandmother, who is a source of wisdom and strength.
There are also several supporting characters, such as Naomi's classmates, her friends, and neighbors, who contribute to the story. The focus, however, is on Naomi's journey as she confronts the challenges of her family's situation.